Microcredit and Women’s Empowerment in Rural Vietnam

By Quan V. Le and Huyen T. Dao.

Published by The International Journal of Interdisciplinary Social and Community Studies

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Article: Electronic $US5.00

The paper attempts to analyze the impact of a microcredit program on women’s empowerment implemented by PeaceTrees Vietnam and the Women’s Union in rural Vietnam. A sample of 60 women was randomly selected from two groups: a treatment group of borrowers, and a control group of non-borrowers. The study reveals that the perception of empowerment is significantly higher for the borrower group than for the non-borrower group. The results indicate that the integrated microcredit program significantly enhance women’s empowerment, including the ability to express personal views in the community and to offer advice to others. The study highlights the effectiveness of an approach that integrates the feminist empowerment model with the poverty alleviation and financial self-sustainability models.

Keywords: Microcredit, Women’s Empowerment, Impact Evaluation, Vietnam

The International Journal of Interdisciplinary Social and Community Studies, Volume 7, Issue 1, pp.61-76. Article: Print (Spiral Bound). Article: Electronic (PDF File; 1.137MB).

Prof. Quan V. Le

Associate Professor, Department of Economics, Albers School of Business and Economics, Seattle University, Seattle, Washington, USA

Quan Vu Le is an associate professor of economics at Seattle University. He has taught at Seattle University since 2003. Dr. Le teaches primarily in the areas of international economics, macroeconomics, and economic development. His research is in the areas of institutions, governance, health economics, and public health policy. He has published in a number of academic journals, including Journal of International Money and Finance, Review of Development Economics, and Public Health. He was awarded a Fulbright Scholar in 2006 at the Vietnam National University in Hanoi. He is a regular visiting faculty at several universities in Vietnam. He is also consulting for NGOs, government agencies, and multilateral institutions in Vietnam.

Huyen T. Dao

Center for Community Health Strategy, Viet Nam

Huyen T. Dao is Director of the Center for Community Health Strategy. Dr. Huyen Dao is a health consultant with extensive research and program experience on reproductive health, HIV/AIDS, sexual transmitted diseases, gender inequality, healthcare finance, and healthcare system development. Dr. Huyen Dao consults for the Government of Vietnam, the Ministry of Health, the Ministry of Planning and Investment, the Population Council, DANIDA, UNDP, SIDA, Plan International, and Pathfinder International.